Loan Parameters
CREBridgeLoan.com provides commercial property financing to property owners/investors nationwide. Whether you need capital to purchase a new asset, refinance existing debt, or cash-out to recapitalize your portfolio, CREBridgeLoan.com can provide a competitive financing solution for every type of commercial real estate.
Bridge Financing Programs
| TIER 1 | TIER 2 | TIER 3 | |
| Loan Amount | $2,000,000+ | $1,000,000+ | $500,000+ |
| Loan Purpose | Purchase or Refinance | Purchase or Refinance | Purchase or Refinance |
| Use of Proceeds | Initial Purchase, TI/LC's, CapEx, DPO's, Refinance (inc. Cash-Out) | Initial Purchase, TI/LC's, CapEx, DPO's, Refinance (inc. Cash-Out) | Initial Purchase, Major Renovation, Refinance (inc. Cash-Out) |
| Property Types | Multifamily(5+), Mixed-Use, Office, Retail, Industrial, Self Storage | Multifamily(5+), Mixed-Use, Office, Retail, Industrial, Self Storage | All Investment Property Types (No owner-occupied residential) |
| Asset Class | Multi-tenant or Single Credit Tenant | Multi or Single Tenant, Investment or Commercial Owner-Occupied | Multi or Single Tenant, Investment or Commercial Owner-Occupied |
| Asset Status | Rented or Ready-to-Rent | Rented or Ready-to-Rent/Sell | Rented or Ready-to-Rent/Sell |
| Locations | Major MSA's Nationwide | Primary and Secondary U.S. Markets | All U.S. Markets considered (ex. CA) |
| Max. Loan-to-Value | 75% (80% Multifamily) 70% Refinance | 75% 70% Refinance | 70% (75% Multifamily) 65% Refinance |
| Loan Term | 12 - 36 Months | 12 - 60 Months | 6 - 24 Months |
| Interest Rate * | 6.9%+ (Depending on LTV) | 7.9%+ (Depending on LTV) | 8.9%+ (Depending on LTV) |
| Amortization | Typically Interest-Only | Typically Interest-Only | Typically Interest-Only |
| Fees * | 2 Points Origination Fee 1 Point Exit Fee | 2-3 Points Origination Fee 1 Point Exit Fee | 3-4 Points Origination Fee 1 Point Exit Fee |
| DSCR Requirement | None. May require Interest Reserve. | None. May require Interest Reserve. | Min. 1.0 Proforma |
| Recourse | Typically Non-recourse. Recourse for non-cash flowing assets. | Full Recourse | Full Recourse |
| Credit Minimum | 660 | 600 | None |
| Prepayment Penalty | None. Min. (3) months Int. Guaranty | None. Min. (3) months Int. Guaranty | None. Min. (3) months Int. Guaranty |
| Closing Timeframe | 14 - 28 days | 14 - 21 days | 7 - 14 days |
| * Rates and Fees dependent on location, type, and condition of asset(s) in addition to leverage and term length of financing. | |||
| Please Note: The loan parameters contained herein do not constitute, in any way, an offer of financing. Upon approval, all terms, conditions, fees and related provisions involved in any financing proposal would be more fully described within the definitive legal documents pertaining to each specific transaction. |
U.S. Commercial Property Finance Market exceeds $3 Trillion.
Well structured financing is essential to successful commercial property portfolios. We connect property investors to effective capital through the bridge loan marketplace, with fast, knowledgeable and affordable financing solutions.